BUY NOW,
PAY LATER
With Ginny’s® Credit Plan
We 🧡 our customers! You have big hearts, big dreams and big responsibilities! Ginny’s Credit empowers you to make everyday life more fun, colorful and affordable—right now!
LOVE IT? GET IT!
WITH GINNY’S CREDIT
LOW MONTHLY PAYMENTS
MAKE IT SO EASY ON YOUR BUDGET
YOU’LL LOVE USING GINNY’S CREDIT!
MORE BUYING POWER
With monthly payments from $10, it’s easy to get what you deserve, and keep your payments low when you order again!
FAST & FRIENDLY
It’s just us! We give you credit like a trusted friend, from our family to you and yours. No big bank hassles here!
YOU’RE IN CONTROL
With on-time payments, you’ll earn a higher credit limit at Ginny’s, and build your credit score, too!
And there’s much more to love!
APPLYING IS EASY…
JUST START
SHOPPING!*
Place your order and ask for
Ginny’s Credit at checkout.
Answer a few
simple questions.
Get an answer fast!
Down payment may be required. All credit orders will be subject to credit approval.
Generous credit and good financial management makes Ginny's my first "go-to" source for all types of household and personal items. I feel confident in the quality of their products, and Ginny’s Credit allows me to spend a little more and find other interesting items.
Helen K., Maspeth, NY
Ginny's credit plan makes it easy and affordable for customers to make low monthly payments without going beyond your budget limit, which I greatly appreciate.
Trina E., Saginaw, MI
There are purchases I'd like to make but don't have the immediate funds. Ginny’s Credit helps me buy what I need during those times.
Valerie E., Henrico, VA
GINNY’S CREDIT IS FAST,
FRIENDLY &
FAIR—
YOU DESERVE IT!
WE’RE DIFFERENT
We’re family owned, and that means no
big bank middlemen,
forms, annual fees
or long waits. Answer a few quick
questions at checkout—it’s that easy!
EARN MORE CREDIT
When you make on-time payments, you’ll
earn a higher limit
with us and improve
your credit score! (We report to major
credit bureaus.)
FREE UP YOUR
CREDIT CARDS
Save your major credit cards for
emergencies
and other budgeting needs.
FEEL AT EASE
With secure checkout and confidential
online account
management, your credit
card is safe and protected.
WE WORK WITH YOU
Working on rebuilding your credit? No
worries! You may still
qualify with one of
our flexible down payment options.
WE’RE HERE TO HELP
Have questions or want to talk to a friendly credit or service representative?
Call us anytime! 800-585-1666
Or, see Ginny’s Credit FAQsUse Ginny’s Credit and get buy now, pay later convenience on colorful kitchen cookware and appliances, updated furniture, exciting electronics, comfy shoes and much, much more. Come join the fun!